NC Home Advantage Tax Credit
NC Home Advantage Tax Credit is a mcc from NCHFA. Available statewide in North Carolina. Up to $2,500 toward a home purchase. First-time buyer status is not required. Income limit: 100% AMI.
Up to $2,500
Listed as open as of May 2026
Available statewide in North Carolina.
| First-time buyer | Not required |
|---|---|
| Income limit | 100% AMI |
| Minimum credit score | 620 |
| Maximum DTI | 52% |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Statewide NC |
| Property types | SFR, condo |
| Occupancy | Owner-occupied primary |
| Eligible loan products | All |
| Sales price cap | Statewide |
| Repayment | Permanent |
| Stacking | Stacks with anything |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: NCHFA · program details at the provider’s site.
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