MaineHousing First Home + Advantage
MaineHousing First Home + Advantage is a 0% advantage 2nd from MaineHousing. Available statewide in Maine. Up to $5,000 toward a home purchase. For first-time buyers. Income limit: County-based.
Up to $5,000
Listed as open as of May 2026
Available statewide in Maine.
| First-time buyer | Required |
|---|---|
| Income limit | County-based |
| Minimum credit score | 640 |
| Maximum DTI | 33% |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Statewide ME |
| Property types | 1-4 family, condo, mobile |
| Occupancy | Owner-occupied primary |
| Eligible loan products | FHA/Conv/VA/USDA |
| Sales price cap | Per county |
| Repayment | 0% int, due on sale/refi |
| Stacking | Layers with Salute ME |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: MaineHousing · program details at the provider’s site.
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