LA Resilience Soft Second
LA Resilience Soft Second is a deferred 2nd 0% 30-yr from Louisiana Housing Corp. Available statewide in Louisiana. Up to $20,000 toward a home purchase. For first-time buyers. Income limit: 90% AMI.
Up to $20,000
Listed as open as of May 2026
Available statewide in Louisiana.
| First-time buyer | Required |
|---|---|
| Income limit | 90% AMI |
| Minimum credit score | 600 |
| Maximum DTI | 55% |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Post-disaster LA areas |
| Property types | SFR |
| Occupancy | Owner-occupied primary |
| Eligible loan products | USDA/FHA/Conv |
| Sales price cap | $280K |
| Repayment | 0% / 10-yr occupancy |
| Stacking | Post-disaster |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Louisiana Housing Corp · program details at the provider’s site.
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