Kansas First-Time Homebuyer
Kansas First-Time Homebuyer is a forgivable 2nd 0% apr from Kansas Housing Resources Corp. Available statewide in Kansas. For first-time buyers. Income limit: ≤80% AMI.
Amount varies by program
Listed as open as of May 2026
Available statewide in Kansas.
| First-time buyer | Required |
|---|---|
| Income limit | ≤80% AMI |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Statewide KS (excl. exclusions) |
| Property types | SFR primary |
| Occupancy | Owner-occupied primary |
| Eligible loan products | FHA/USDA/Conv |
| Sales price cap | Statewide (excl. Johnson Co, KCK, Lawrence, Topeka, Wichita) |
| Repayment | Forgiven after 10 yrs |
| Forgivable | Per program structure |
| Stacking | Statewide standalone |
| Notes | 1% min borrower contribution; HOME-funded |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Kansas Housing Resources Corp · program details at the provider’s site.
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