Do I have to be a first-time buyer for IHCDA Helping To Own?

Yes. The program lists a first-time buyer requirement.

Is there an income limit?

Yes. The listed income limit is Income-based.

IHCDA Helping To Own

IHCDA Helping To Own is a forgivable grant from IHCDA. Available statewide in Indiana. For first-time buyers. Income limit: Income-based.

Amount varies by program

Listed as open as of May 2026

Available statewide in Indiana.

First-time buyer	Required
Income limit	Income-based
Homebuyer education	Required (HFA-approved (Framework, eHome, NeighborWorks, etc.))
Occupations	Statewide IN
Property types	SFR primary
Occupancy	Owner-occupied primary
Eligible loan products	FHA
Sales price cap	Per county
Repayment	Forgivable
Forgivable	Per program structure
Stacking	FHA only

Source IHCDA·official program page·Listed May 2026

Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: IHCDA · program details at the provider’s site.

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More Indiana programs

IHCDA Next Home

Deferred 2nd forgivable 2 yrs · Up to 3.5%
IHCDA First Step (FHA)

Deferred 2nd, non-forgivable · Amount varies by program
IHCDA First Step Program

deferred_loan · Up to 6%
IHCDA Helping to Own (H2O)

grant · Up to 3.5%
IHCDA Mortgage Credit Certificate

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FHLB Indianapolis Launch (HOP)

grant · Up to $20,000
FHLB Indianapolis HomeBoost (First-Gen)

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INHP Marion County Down Payment Assistance

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