Cal DPA Down payment help, made plain

DSHA Welcome Home

DSHA Welcome Home is a 0% int 2nd from Delaware State Housing Authority. Available statewide in Delaware. For first-time buyers. Income limit: $83,500-$107,000 by county.

Amount varies by program
Listed as open as of May 2026

Available statewide in Delaware.

First-time buyerRequired
Income limit$83,500-$107,000 by county
Minimum credit score620
Maximum DTI45%
Homebuyer educationRequired (HFA-approved (Framework, eHome, NeighborWorks, etc.))
OccupationsStatewide DE
Property types1-4 family, condo
OccupancyOwner-occupied primary
Eligible loan productsFHA/Conv
Sales price capCounty limit
Repayment0% int deferred
StackingPairs with DSHA first
Source Delaware State Housing Authority·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: Delaware State Housing Authority · program details at the provider’s site.

Check what you qualify for Ask Cal about your situation

See if DSHA Welcome Home fits your purchase

Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.

More Delaware programs