CHFA Time To Own
CHFA Time To Own is a forgivable 2nd 10% per yr from CHFA. Available statewide in Connecticut. Up to $25,000 toward a home purchase. For first-time buyers. Income limit: County-based.
Up to $25,000
Listed as open as of May 2026
Available statewide in Connecticut.
| First-time buyer | Required |
|---|---|
| Income limit | County-based |
| Minimum credit score | 620 |
| Maximum DTI | 45% |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Statewide CT (more in Opportunity Areas) |
| Property types | 1-4 family, condo |
| Occupancy | Owner-occupied primary |
| Eligible loan products | FHA/Conv/VA/USDA |
| Sales price cap | No stated |
| Repayment | 0% int forgiven 10 yrs |
| Forgivable | Per program structure |
| Stacking | Stacks with DAP |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: CHFA · program details at the provider’s site.
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