CHFA DPA Second Mortgage
CHFA DPA Second Mortgage is a silent 2nd, 0% int, deferred from CHFA. Available statewide in Colorado. First-time buyer status is not required. Income limit: $174,440 statewide.
Amount varies by program
Listed as open as of May 2026
Available statewide in Colorado.
| First-time buyer | Not required |
|---|---|
| Income limit | $174,440 statewide |
| Minimum credit score | 620 |
| Maximum DTI | 50% |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Statewide |
| Property types | SFR, condo, PUD |
| Occupancy | Owner-occupied primary |
| Eligible loan products | FHA/VA/USDA/Conv |
| Sales price cap | County |
| Repayment | 0% int, deferred, due on sale/refi |
| Stacking | Cannot stack with CHFA Grant |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: CHFA · program details at the provider’s site.
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0% silent 2nd · Up to $250,004
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grant · Up to $25,000 or Up to 3%
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deferred_loan · Up to $25,000 or Up to 4%
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deferred_loan · Up to $25,000
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deferred_loan · Up to 25%